Speaker profile

Stephen Best

President of Kooltra, leading its expansion into the United States. He brings more than three decades in FX, electronic trading and financial markets technology, with senior roles at RBC, State Street, J.P. Morgan and LSEG.

Speaks onHow banks adopt technology · FX for banks and credit unions · Cross-border payments · FX market structure · Electronic trading · Real-time rails

Booking and press: Jess (Schultz) Poindexter, jess@kooltra.com

Stephen Best
Banks
RBC
State Street
J.P. Morgan
Market infrastructure
EBS BrokerTec
CME Group
LSEG
FX Bridge

At a glance

Now
President of Kooltra, leading its expansion into the United States
At J.P. Morgan
Global Head of eCommerce
At LSEG
Head of Product for FX and President of Refinitiv US SEF LLC
As CEO
Led FX Bridge, an FX technology company serving banks and broker-dealers
Market infrastructure
Led complex FX and derivatives initiatives at EBS BrokerTec and CME Group
Experience
More than three decades in FX, electronic trading and financial markets technology

About Stephen

Stephen Best is President of Kooltra, where he leads the company's expansion into the United States. He joined Kooltra as a Strategic Advisor in 2025, helping shape its U.S. strategy and build relationships across the market, and was named President in September 2026.

His career spans more than three decades in foreign exchange, electronic trading and financial markets technology. He held senior roles at RBC, State Street and J.P. Morgan, where he was Global Head of eCommerce, and was CEO of FX Bridge, an FX technology company serving banks and broker-dealers.

He has also led complex FX and derivatives initiatives at major market infrastructure companies, including EBS BrokerTec, CME Group and LSEG, where he was Head of Product for FX and President of Refinitiv US SEF LLC. Today he focuses on helping banks and credit unions bring FX and cross-border payments in-house.

What Stephen talks about

01
Why FX belongs at your bank
What offering FX and cross-border payments does for a regional or community bank, and why the bigger risk is not offering it.
02
How large banks run FX, and what everyone else needs
The biggest banks run FX with trading desks and in-house platforms. Community and regional banks can offer the same service without building a desk.
03
Buying technology from the bank’s seat
What community and regional banks look for in a vendor: a trusted partner, low risk, and help with regulation and AML.
04
What a realistic rollout looks like
How a bank goes from decision to live FX, who needs to be involved, and where projects tend to stall.
05
Adding FX without adding risk
What examiners and BSA officers ask about FX and cross-border payments, and how to answer before they do.
06
How FX went electronic
Lessons from EBS, CME, SEFs and LSEG on how FX markets went electronic, and what that says about 24/7 settlement, real-time rails and tokenization.

Recent appearances

Event · Sibos Miami 2026
Four takeaways for banks and credit unions
Stephen spent his first days as President at Sibos with Adam Katz. What he heard on trust, agentic AI, stablecoins and the payments expertise gap.
Read his takeaways
Book Stephen

Invite Stephen to your show or stage

For podcasts, panels and keynotes, contact Jess (Schultz) Poindexter at jess@kooltra.com. Headshots and bios are in the Kooltra media kit.