Kooltra is the software that runs FX and international payments for banks, credit unions, fintechs, and payment businesses. We don't move your money or compete for your clients. We're the infrastructure underneath, running next to the systems you already use.



Payments, FX, compliance and reporting, or all of it. Tell us what you're working on, and we'll show you how Kooltra handles it for an institution like yours.
“We're great at sales and currency facilitation, we're not engineers. We look to providers like Kooltra who we know are true experts at their craft and willing to evolve with us.”

“We were referred to Kooltra after looking for a solution to get us into the institutional market quickly. We've been very impressed with Kooltra's team and product; we're actually ahead of schedule with a solution tailored to our business.”
“The Kooltra Platform has quickly become central to delivering on that promise. As technology and the industry evolve, we know that Kooltra will keep us on the forefront of innovation.”

No. Kooltra is software: the operating system that runs your FX and international payments business. Your clients stay your clients, and Kooltra connects to the banking, liquidity, and payment partners you work with.
An industry veteran, not a traditional salesperson. Our team has worked in banks, fintechs, and FX businesses, so they know these workflows from your side of the table. Bring your operations or treasury lead if you'd like.
No. Kooltra connects to the systems you already use through APIs, and your core stays your system of record.
Nothing formal. A rough idea of how your clients send and receive international payments today, and roughly how much, is plenty.
Kooltra is SOC 2 Type II certified, with annual audits for security and availability. Each customer runs in an isolated Salesforce organization. See our security program →