Speaker profile

Adam Katz

Founder and CEO of Kooltra. Before founding the company, he was Global Head of Systems Architecture & FX Trading Operations at Velocity Trade, where he built the back-office platform that became Kooltra.

Speaks onWhat banks can learn from fintechs · FX and cross-border payments · Stablecoins and real-time rails · Compliance · AI-native companies · Founder lessons

Booking and press: Jess (Schultz) Poindexter, jess@kooltra.com

Adam Katz
Built at
Velocity Trade
Kooltra
Heard on
PayPod
FinFactor
Edgar, Dunn & Company
The Fintech Times
Finpro Canada

At a glance

Now
Founder and CEO of Kooltra, FX and cross-border payments software for banks, credit unions, fintechs and payment businesses
Before Kooltra
Global Head of Systems Architecture & FX Trading Operations at Velocity Trade
Built
The back-office platform at Velocity Trade that became Kooltra
At scale
Kooltra clients run $500B+ in FX and $50B+ in payments through the platform each year
Experience
12 years building FX and payments infrastructure, from the trading desk to the back office
On air
PayPod, FinFactor, Edgar, Dunn & Company and The Fintech Times podcasts

About Adam

Adam Katz is the founder and CEO of Kooltra, the FX and cross-border payments platform used by banks, credit unions, fintechs and payment businesses. Kooltra's clients run more than $500 billion in FX and $50 billion in payments through the platform each year.

Before Kooltra, Adam was Global Head of Systems Architecture & FX Trading Operations at Velocity Trade. The back-office platform he built there became Kooltra, and he has spent the 12 years since building cloud-native infrastructure that helps FX and international payment providers scale their operations and compliance.

On podcasts and stages, Adam talks about what banks can learn from fintechs, why business clients take FX elsewhere and what would keep them, and how stablecoins, tokenized deposits and real-time rails will change how money moves across borders.

What Adam talks about

01
What banks can learn from fintechs
How fintechs onboard, price and pay, and which of those lessons a bank can put to work without rebuilding its core.
02
Why business clients leave, and why they would stay
Clients take FX and cross-border payments to fintechs when their bank makes it hard. If the bank offers the service, most would rather keep it there.
03
The FX back office that never modernized
Trades execute in milliseconds while settlement can still take days. What it takes to move the engine room off spreadsheets and legacy systems.
04
Compliance as the way in
Why compliance, not pricing, is where FX modernization starts, and how automation makes the controls stronger rather than weaker.
05
The future of money movement
Stablecoins, tokenized deposits and real-time rails: what is real, what is hype, and why regulators are pushing FX back toward banks.
06
From FX operations to founder
Twelve years from the FX back office to building an AI-native company, and the lessons from selling to both banks and fintechs.

Recent appearances

Interview · Jan 26, 2026
Finpro Canada: FX and payments infrastructure
Adam on the problems Kooltra solves, why the FX back office still runs on legacy systems, and where the market is heading.
Read the interview
Podcast · Apr 21, 2025
FinFactor: FX, AI and the payment revolution
A conversation on FX, AI and how payments are changing.
Listen to the episode
Podcast · Apr 7, 2025
PayPod: the future of FX trading
Legacy systems, hidden fees in cross-border payments, AI-driven automation and the reality of blockchain in FX.
Listen to the episode
Podcast · Feb 2025
Edgar, Dunn & Company: scalable FX infrastructure
Episode 46 on empowering FX and cross-border payments with scalable infrastructure.
Listen to the episode
Podcast · Aug 5, 2024
The Fintech Times: BNPL and access to incumbents
Why, to Adam, accessibility in fintech is all about cost.
Listen to the episode
Book Adam

Invite Adam to your show or stage

For podcasts, panels and keynotes, contact Jess (Schultz) Poindexter at jess@kooltra.com. Headshots and bios are in the Kooltra media kit.